Privacy Policy

FACTS

WHAT DOES ENLOE STATE BANK  DO
WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share  customers’  personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’  personal information; the reasons ENLOE STATE BANK  chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does ENLOE STATE BANK  share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
No We do not share
For our marketing purposes—
to offer our products and services to you
No We do not share
For joint marketing with other financial companies No We do not share
For our affiliates' everyday business purposes—
information about your transactions and experiences
No We do not share
For our affiliates' everyday business purposes—
information about your creditworthiness
No We do not share
For nonaffiliates to market to you No We do not share
Questions? Call 903-395-2159 or go to www.enloestatebank.com.

Who we are

Who is providing this notice? Enloe State Bank  

What we do

How does Enloe State Bank  protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards to protect this information.

How does Enloe State Bank name of financial institution collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates
  • Enloe State Bank has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Enloe State Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

  • Enloe State Bank does not share with nonaffiliates so they can market to you.
Other Important Information: 

The Enloe State Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking.  Any consumer wishing to file a complaint against the Enloe State Bank should contact the Texas Department of Banking through one of the means indicated below:

In Person or U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294 Telephone No. 877/276-5554 Fax No. 512/475-1313; E-mail: consumer.complaints@dob.texas.gov Website: www. dob.texas.gov